Absolutely! Mend Auto Loans has helped thousands of people who have been challenged with bad credit get approved easily. We not only work with banks but, we have strong relationships with various financial institutions - so we can help you find you the best rates that suit your lifestyle. We've got options for you and our finance specialists will work hard to help you get approved for the vehicle you need!


Yes, If you've declared bankruptcy, you may be thinking that you have no lending options available to you. Don't panic, our finance specialists are here to help you find lending options that you can afford, so you can get the vehicle you need. With our outstanding relationships with many major lenders, we can help you get approved even if you've declared Bankruptcy.


No, you're not required to have a large down payment. The larger you put down, the lower your monthly payments will be. If you put little down, you can expect a higher monthly payment.


At mend we not only offer loans for pre owned cars, but you are able to apply for a new car loan even if you've been challenged with bad credit, and turned away from the dealership.


You can expect to be approved between 24 to 48 hours.


The main difference between Mend auto Loans and a bank is that we are able to approve a loan if your credit score is 600 or below. If you have a credit score of 620 or under you typically won't be able to get approved by a bank.       


Getting approved with Mend auto loans can help re build your credit by starting a positive credit history, ensuring your payments are made each month.


You don't need a co-signer to get approved, but depending on your credit situation it may be recommended to help get an approval.


The minimum income required to be approved by any lender is $2200 monthly before taxes. The income can be combined were main income needs to be $1500 before taxes and second income $700 or more.   


Your income from ODSP needs to be $2200 monthly in order to get an approval from the bank.

Make an Inquiry


Terms & Conditions
I consent to receive electronic messages from Mend Auto Loans containing sales promotions, product offers, special events and other information relating to their products and services. I understand that I may withdraw consent at any time. Please refer to our Privacy Policy or Contact Us for more details.